YNAB is a zero based budgeting system, which means every dollar is given a job. After about 30 days or so, you should have a good idea of where your money is going and YNAB will make recommendations for where you can cut back on expenses and how you can better use your funds. The goal of YNAB is to track all of your income and your spending and “learn” your tendencies. ![]() YNAB Pro is designed as a budgeting tool, and it does this job very well. ![]() The key difference is that YNAB Pro is designed for making a budget and acting on it, and Quicken is designed primarily as a tracking tool. YNAB and Quicken are both powerful and useful financial management tools, but they have different advantages and disadvantages. ![]() I recently published a review on You Need a Budget, and a reader asked me how YNAB compares to Quicken.
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